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Dubai Off-Plan Payment Plan Calculator

Model common off-plan payment structures and see milestone amounts before you reserve.

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Payment Plan Calculator

Property priceAED 1,800,000
MilestoneTimingShareAmount
On bookingAt reservation10%AED 180,000
During constructionConstruction milestones20%AED 360,000
On handoverAt completion / handover70%AED 1,260,000

Off-plan plans vary by developer and project. Always review the Sales Purchase Agreement (SPA) for exact milestone dates, penalties, and escrow requirements under RERA regulations.

How to use this calculator

Off-plan purchases in Dubai follow milestone-based payment schedules tied to construction progress. Select a plan structure and enter the property price to see how much is due at booking, during construction, and at handover.

Developers may offer variations — post-handover plans, DLD fee waivers, or construction linked instalments. Always confirm the exact schedule in your Sales Purchase Agreement (SPA) and check RERA registration before transferring funds.

Browse live off-plan projects on Katalystor to compare payment terms across developers.

Frequently asked questions

What is a 30/70 payment plan in Dubai?
A common off-plan structure where roughly 30% is paid during construction (often 10% on booking plus milestones) and 70% on handover. Exact splits vary by developer and project.
Are off-plan payments protected in Dubai?
RERA-registered projects must use escrow accounts. Funds are released to developers against construction milestones. Always verify RERA registration and read the SPA before paying.
What is a post-handover payment plan?
Some developers offer plans where a portion of the price is paid after handover in instalments — for example 20% during construction and 80% over 12–24 months after completion. Terms and eligibility vary.
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